Custom software for regulated industries since 1997
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Financial Services · Legacy Core Banking

Make the core AI-ready, without the multi-year replacement.

A COBOL or VB core with no API leaves nowhere to plug AI in. We wrap it in AI-ready microservices and extract one domain at a time, no downtime, so capability ships while the core keeps clearing.

1000+Delivered projects
300+Clients worldwide
700+Software developers
27+Years in industry

What the build involves

Elinext is a software development firm. Here is what gets built, in engineering terms, so AI and integration ship without touching the system of record.

AI-ready microservices

AI-ready microservices wrap the legacy core and extract one business domain at a time, with no downtime, using event sourcing, CQRS and Kafka. New capability ships continuously while the core keeps running.

Compliance by design

A SHAP and LIME explainability layer and an audit trail for every lending, scoring or risk decision, framed as US model risk and fair lending: adverse-action reasoning under ECOA, SR 11-7 review and SOC 2.

Migration sequenced against the business

A business-analysis step audits the legacy data models and produces architecture decision records before any code. Domains are extracted value-first, and AI features ship after each extracted module.

A core project does not have to be a multi-year bet

The reason institutions hold off is that a core project reads as multi-year, regulator heavy, and risky to the transactions clearing every day. A phased migration is the opposite of that.

Zero downtime

One domain extracted at a time while the core keeps clearing transactions.

Proven before the next phase

Each phase is small enough to validate before the next one starts.

Domain knowledge, not headcount

A team that has already wrapped a legacy core, not a multi-year staffing bet.

Compliance built inPCI-DSSISO 20022SWIFTGLBASOC 2FFIECSR 11-7ECOA

Proof points

Delivered work, described as built. The approach above is what we propose, not claimed as shipped in these projects.

Start with a free quote

If the core banking platform is the bottleneck behind every AI and compliance move, the next step is a technical conversation. No pitch, we walk through how a first, contained domain extraction would sequence against your stack.

700+
In-house developers
27+
Years in industry
300+
Clients worldwide

Tell us about your core.

We reply within one business day.

Start with a free quote